:root{--main:#0875bd;--second:#15258e;--deep:#0c153b;--light:#eaf6ff;--ink:#182b44;--muted:#576a84;--line:#e0e7f0;--paper:#ffffff;--shadow:0 8px 25px rgba(20,30,70,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f5f7fb;color:var(--ink);font:15px/1.74 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;padding-bottom:88px}a{color:var(--main);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%}.wrap{width:min(1190px,calc(100% - 36px));margin:auto}.skip{position:absolute;top:-99px;left:10px;background:white;padding:8px;z-index:999}.skip:focus{top:10px}.topline{background:var(--deep);color:#e7faff;font-size:12px}.topline .wrap{display:flex;justify-content:space-between;align-items:center;gap:8px;min-height:39px}.topline a{color:#e7faff;padding:5px 9px;font-weight:700}.quicknav{display:flex;gap:5px;flex-wrap:wrap}.masthead{background:white}.masthead .wrap{min-height:106px;display:flex;gap:22px;align-items:center;justify-content:space-between}.brand{display:block;max-width:360px;min-width:0;padding:10px;border-radius:10px;background:white;flex:1}.brand img{display:block;object-fit:contain;width:100%;height:auto;max-height:95px}.search{display:flex;border:1px solid #d2ddec;overflow:hidden;border-radius:9px;flex:1;max-width:560px}.search input{border:0;min-width:0;flex:1;padding:12px 15px;font:inherit}.search button{border:0;padding:0 20px;background:var(--main);color:white;font-weight:800;cursor:pointer}.mobilebtn{display:none;background:white;border:1px solid var(--line);border-radius:7px;padding:6px 11px;color:var(--deep)}.menu{background:var(--light);border-block:1px solid var(--line)}.menu .wrap{display:flex;gap:5px;align-items:center;flex-wrap:wrap}.menu a{font-weight:750;font-size:13px;padding:11px 15px;color:var(--deep)}.menu a:hover,.menu a.current{background:var(--main);color:white;text-decoration:none}.ribbon{background:linear-gradient(110deg,var(--main),var(--second),var(--deep));color:white;border-bottom:3px solid #f8c76a}.ribbon .wrap{min-height:62px;display:flex;align-items:center;justify-content:space-between;gap:12px}.ribbon .lead{display:flex;flex-direction:column;line-height:1.4}.ribbon .lead strong{font-size:15px;letter-spacing:.04em}.ribbon .lead small{color:#f5e9ff;font-size:12px;margin-top:4px}.ribbon .buttons{display:flex;gap:8px}.ribbon .buttons a{padding:7px 13px;border:1px solid #ffffff9c;border-radius:7px;color:white;font-size:12px;font-weight:800;white-space:nowrap}.notice{margin:22px 0 10px;background:white;border:1px solid var(--line);border-radius:9px;display:flex;align-items:center;overflow:hidden;font-size:12px}.notice b{padding:10px 14px;background:var(--main);color:white;flex-shrink:0}.notice span{padding:8px 14px}.crumb{margin:12px 0;color:var(--muted);font-size:12px}.pagetitle{font-size:clamp(25px,3vw,38px);line-height:1.22;letter-spacing:-.025em;margin:14px 0 7px}.meta{display:flex;gap:9px;flex-wrap:wrap;color:var(--muted);font-size:12px;margin-bottom:20px}.meta .chip{border-radius:5px;background:var(--main);color:white;padding:2px 9px;font-weight:800}.columns{display:grid;grid-template-columns:minmax(0,1fr) 292px;gap:24px;align-items:start}.primary{min-width:0}.sidebar{min-width:0}.hero{background:var(--deep);border-radius:13px;border:1px solid var(--line);overflow:hidden;box-shadow:var(--shadow)}.hero img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:contain}.hero .herofoot{display:flex;justify-content:space-between;align-items:center;gap:9px;padding:11px 14px;background:linear-gradient(90deg,var(--deep),var(--second));color:white;font-size:12px}.hero .herofoot b{color:#ffe7a6}.ctarow{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:15px 0 21px}.cta{padding:11px 13px;color:white;font-size:14px;font-weight:850;text-align:center;border-radius:8px;background:linear-gradient(120deg,var(--main),var(--second));box-shadow:var(--shadow)}.cta.alt{background:linear-gradient(110deg,#142340,#44518a)}.cta:hover{color:white;text-decoration:none;filter:brightness(1.1)}.leadbox{background:linear-gradient(130deg,var(--main),var(--second));color:white;padding:22px;border-radius:12px;margin-bottom:20px;box-shadow:var(--shadow)}.leadbox h2{color:white;font-size:24px;margin:0 0 10px}.leadbox p{margin:0 0 12px}.leadbox p:last-child{margin:0}.panel{background:white;border-radius:12px;border:1px solid var(--line);overflow:hidden;margin-bottom:20px;box-shadow:0 4px 22px rgba(20,35,80,.035)}.panel h2.paneltitle,.panel h3.paneltitle{margin:0;padding:12px 17px;background:linear-gradient(115deg,var(--main),var(--second));color:white;font-size:17px;line-height:1.4}.panelbody{padding:20px}.panelbody h2{font-size:21px;margin:20px 0 9px;color:var(--second);line-height:1.35}.panelbody h3{font-size:17px;margin:18px 0 8px;color:var(--second)}.panelbody p{margin:0 0 14px}.panelbody p:last-child{margin-bottom:0}.panelbody ul{padding-left:21px;margin:6px 0 18px}.panelbody li{margin-bottom:6px}.cards{display:grid;grid-template-columns:1fr 1fr;gap:13px}.articlecard{display:flex;flex-direction:column;color:var(--ink);padding:17px;border:1px solid var(--line);border-radius:9px;box-shadow:0 3px 12px rgba(21,45,81,.035);background:white}.articlecard:hover{border-color:var(--main);text-decoration:none}.articlecard .num{font-size:10px;font-weight:850;letter-spacing:.07em;color:var(--main)}.articlecard h3{font-size:16px;line-height:1.35;margin:8px 0;color:var(--deep)}.articlecard p{font-size:13px;color:var(--muted);margin:0 0 12px;line-height:1.6}.articlecard .more{margin-top:auto;font-size:12px;font-weight:800;color:var(--main)}.sidebox{background:white;margin-bottom:18px;border:1px solid var(--line);border-radius:11px;overflow:hidden}.sidebox h2{background:var(--deep);color:white;margin:0;padding:11px 14px;font-size:14px}.sidebox .inside{padding:15px}.sidebox p{font-size:13px;margin:0 0 11px}.sidebox a.sidelink{display:block;padding:8px 0;border-bottom:1px solid var(--line);font-size:13px;font-weight:700;line-height:1.5}.sidebox a.sidelink:last-child{border-bottom:0}.sidebox .sidecta{display:block;text-align:center;margin:8px 0;background:var(--main);color:white;font-weight:800;padding:9px;border-radius:7px}.checklist{background:var(--light);border:1px solid var(--line);border-radius:9px;padding:14px 18px;margin:18px 0}.checklist b{color:var(--deep)}.articlefoot{padding:17px;background:var(--light);border-left:4px solid var(--main);border-radius:5px;margin:18px 0}.articlefoot p{margin:0 0 9px}.faqitem{margin-bottom:15px;padding-bottom:13px;border-bottom:1px solid var(--line)}.faqitem h3{margin:0 0 5px}.faqitem p{margin:0}.filter{display:block;margin:0 0 13px;width:100%;font:inherit;padding:12px 15px;border:1px solid #aabbcf;border-radius:8px}.foot{margin-top:35px;background:var(--deep);color:#dfeafa}.foot .wrap{padding:28px 0 21px;display:flex;gap:20px;justify-content:space-between;align-items:flex-start}.foot strong{font-size:15px;color:white}.foot p{max-width:620px;color:#cbd5ec;font-size:12px;margin:5px 0}.foot a{color:white;font-size:12px;display:inline-block;margin-left:14px}.copy{border-top:1px solid #ffffff33;padding:8px 0 16px;color:#d5d8e6;text-align:center;font-size:11px}.sticky{position:fixed;z-index:1000;bottom:0;left:0;width:100%;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));box-shadow:0 -6px 28px #111a3060;border-top:2px solid #f1c66f;background:var(--deep)}.sticky a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:1px;text-decoration:none;color:white;font-size:11px;font-weight:850;padding:8px 5px;border-right:1px solid #ffffff3a;min-height:67px}.sticky a:nth-child(even){background:linear-gradient(130deg,var(--main),var(--second))}.sticky a .ico{font-size:22px;line-height:1.2}.sticky a:hover{background:var(--main)}.sr-only{position:absolute;clip:rect(0,0,0,0);width:1px;height:1px;overflow:hidden}[hidden]{display:none}
@media(max-width:910px){.columns{grid-template-columns:minmax(0,1fr)}.sidebar{display:grid;grid-template-columns:1fr 1fr;gap:14px}.sidebox{margin:0}.masthead .wrap{min-height:87px}.brand{max-width:260px}.ribbon .lead small{max-width:380px}.ribbon .buttons a{font-size:11px}}
@media(max-width:650px){body{padding-bottom:77px;font-size:14px}.wrap{width:calc(100% - 24px)}.topline .wrap{min-height:35px}.topline .desktop-note{display:none}.masthead .wrap{min-height:79px;gap:8px}.brand{max-width:230px;padding:6px;flex:1}.brand img{max-height:65px}.search{display:none}.mobilebtn{display:inline-block}.menu{display:none}.menu.open{display:block}.menu .wrap{flex-direction:column;align-items:stretch;padding:4px 0}.menu a{padding:9px 12px}.ribbon .wrap{padding:10px 0;display:block}.ribbon .lead strong{font-size:13px}.ribbon .lead small{font-size:11px}.ribbon .buttons{margin-top:10px}.ribbon .buttons a{flex:1;text-align:center}.notice{margin-top:15px}.notice b{padding:8px}.notice span{font-size:11px;padding:6px}.pagetitle{font-size:26px}.meta{font-size:11px}.ctarow{gap:8px}.cta{font-size:12px;padding:11px 5px}.leadbox{padding:16px}.leadbox h2{font-size:21px}.panelbody{padding:15px}.cards{grid-template-columns:1fr;gap:10px}.sidebar{grid-template-columns:1fr;gap:12px}.foot .wrap{display:block}.foot a{margin:3px 12px 0 0}.sticky a{min-height:66px;font-size:10px}.sticky a .ico{font-size:21px}}